Recent Blog Posts by Stefania Patraulea

Directions! Perseverance! Consistency! Motivation! Results!

All in one:   http://www.youtube.com/watch?v=KZYXTjuSAWE

Am I ready to buy a home?

The decision to purchase a home is highly personal one, based on both tangible and intangible factors. Beyond your personal situation, local market conditions, financing costs, and future expectations must also be evaluated. The following list of questions can help you decide if you are ready to move forward with a home purchase. I as an Accredited Buyer's Representative can help you sort through ...

Moving Checklist

Moving into your new home is a big job. The further you plan in advance, the smoother it will go. This list contains most of the big tasks you'll need to do and suggested timeframes. Depending on your situation, you might be able to delete or to add some items. 8 WEEKS BEFORE If you are a renter, give to your landlord 60 days notice for moving out Call moving companies for estimates Remove ...

From Contract to Closing

Congratulations! A seller has accepted your offer. Before you can take possession of your new home, however, several important details must fall into place. While each transaction is unique, the most important steps include: COMPLETE A HOME INSPECTION Assuming this contingency was in your offer, schedule a through inspection on the property with a qualified home inspector. If you like, ...

Holiday Message

Merry Christmas And A Prosperous New Year To All My Past, Current and Potential Clients! Love And Peace! Stefania

TD Bank Mortgage Rate Sheet - November 3, 2011

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TD Financing Update As Of September 21, 2011

Mortgage and Home Equity Line of Credit Rates Effective September 15, 2011 Fixed Rate Mortgages                       Posted Rate                                          ...

September 2011 TD Bank Mortgage Interest Rates

  Mortgage and Home Equity Line of Credit Rates Effective September 14, 2011 Fixed Rate Mortgages                       Posted Rate                                          ...

What's New In The Mortgage Market Field - A Message From A TD Bank Mortgage Specialist

Hello Friends, Just thought I would drop you a couple of bullets with respect to interest rates & this crazy global economic environment! No point waiting until Friday, too much going on! US credit rating dropped to AA+ (that means they would have to get a mortgage with a “B” lender in Canada J)  Seriously, though the drop in credit rating has had impact globally.   ...

A Message From Your TD Bank Mobile Mortgage Specialist

Just a couple of things over the past few weeks:   * Bank of Canada decided this week to leave rates alone (as expected), July is the anticipated month to see a movement in Prime * Fixed mortgage rates are holding steady right now, you can still get a 5 year fixed mortgage under 4% * The new mortgage rules go into effect in 2 weeks (March 18th) For contact information, please call/text me at: ...

March 18, New Mortgage Rules!!! Do Not Miss It!!!

1)        Maximum mortgage amortization will go from 35 years down to 30 years. (the difference works out to an extra $30 more per month for every $100,000 borrowed) 2)       The maximum you can refinance will go down from 90% to 85% of the value of the home 3)       CMHC will no longer support Home Equity ...

Professional Home Renovation Services - P.C.Home Maintenance Inc. - A Company That We Trust!

  Our Vision Established in 1997, the vision of our company is to provide the highest quality custom designed construction, renovation or restoration services at reasonable prices. Our Services Our company provides the following custom design services to our   private and corporate sector clients:  Kitchen & Bathroom Renovation  Basement Finishing  Hardwood ...

Toronto Real Estate Market & Forecast

We saw a “softening” of the number of sales starting mid-year 2010, but not the “bubble bursting” that was predicted by many so called experts. 2009 was one of the hottest Toronto Markets ever. In 2010 we ended up finishing with 86,094 sales just slightly below the 87,177 in 2009. We are right now sitting at a very low inventory level with just over 10,000 homes for sale. SO ...

September 2010 GTA Housing Market Report

http://www.torontorealestateboard.com/consumer_info/market_news/mw2010/pdf/mw1009.pdf