Sean Kavanagh - Blog - Sean Kavanagh

Recent Blog Posts by Sean Kavanagh
To Buy or Not To Buy.....There is NO Question! Buying a home today...at today’s prices, would have a home owner paying less per month than if that home owner bought a home 25 years ago...at 1987 prices! I was recently at a real estate symposium and we were discussing the affordability of homeownership in today’s market. We were talking about current purchase prices vs. historic low interest rates and it took us back to a time when ... Posted by Sean Kavanagh on April 23, 2012		More
Housing Prices To Remain Stable Into 2012 The Canadian housing market will grow at a much slower pace compared to the surge seen in the past decade. Home resales are expected to grow by 0.9 per cent this year and remain unchanged in 2012, while home prices will increase by 4.4 per cent this year and 0.4 per cent in 2012. Garth Turner will have you believe that the federal government’s policy to allow 40 year amortized mortgages ... Posted by Sean Kavanagh on September 8, 2011		More
Global Market Mayhem May Keep Interest Rates Low. Bank of Canada Governor Mark Carney’s plans to raise interest rates this fall have been put on hold as a result of the continued financial struggles in both the U.S. and Europe. It was originally believed that the bank would be raising rates this September, but recent indications suggest that we could be looking at rates dropping again before we begin to see increases. Home owners concerned ... Posted by Sean Kavanagh on August 17, 2011		More
The Value of a Realtor – Do You Really Save Money Selling On Your Own? Hot real estate markets will always result in the emergence of alternative methods to buy and sell property. However, even in the hottest markets, more than 90% of Canadians still choose to enlist the services of a professional real estate agent to sell their homes. ‘For Sale By Owner’ companies promote a unique system for selling real estate. A system that makes potential clients ... Posted by Sean Kavanagh on August 12, 2011		More
'For Sale By Owner' Founder Needs Broker to Sell His Apartment Colby Sambrotto, founder of the website ForSaleByOwner.com, which lets people sell their own properties, has sold his two-bedroom apartment with the help of a real-estate broker at a 6% commission. "At first he wouldn't let me increase the price," [the broker] said. "I told him I know what I am doing-the market is picking up." Not only could the For Sale By Owner guy not sell his own apartment, ... Posted by Sean Kavanagh on August 9, 2011		More
Rising Personal Debt a Concern says Bank of Canada Low interest rates will “create their own risks” for the economy as it pertains to household debt levels, says the Bank of Canada deputy governor. With household debt reaching extraordinary high levels, the Bank of Canada urges people to show prudence in their personal finances. Bank of Canada governor Mark Carney also warns of the risks posed by overstretched Canadian households, ... Posted by Sean Kavanagh on January 11, 2011		More
Housing market begins to cool As anticipated, July 1st has come and gone leaving a cooling of the real estate market in its wake. With many buyers and sellers trying to complete transactions before July 1st due to the HST introduction, raising interest rates and new government regulations on real estate purchasing, we are now witnessing a collective SIGH in the market......the calm after the storm, if you will. Experts ... Posted by Sean Kavanagh on July 13, 2010		More
SOLD! Just put up the SOLD stickers on this great property in Burlington, Ontario. If you are thinking about getting some SOLD stickers put up on your property, all you have to do is give me a call! LIST WITH ME AND GET HOME STAGING FOR FREE!!! As part of my full service listing package to my clients, I offer free home staging as a bonus for anyone who decides to use my real estate services to list ... Posted by Sean Kavanagh on June 26, 2009		More
Don't be fooled by national averages, look locally! During these first days of summer, as economists are telling us that the worst of the recession may be over, Canadians are wondering how the values of their largest financial assets - their homes - are holding up. Media reports of real estate statistics have left many Canadian homeowners rightfully confused. The problem is that these statistics are usually based on averages of city, provincial and ... Posted by Sean Kavanagh on June 22, 2009		More
Home Buyers Now Going Online First Home buyers are now twice as likely to use online sources than print sources to find information about open houses they are interested in. A study found that 62% of home buyers use or plan to use online sites to find open houses, compared with 53% who use/plan to use information from real estate agents, 36% who use/plan to use neighborhood signs and less than one-third (31%), who use/plan to use ... Posted by Sean Kavanagh on June 18, 2009		More
7 things you need to know before hiring your contractor Thinking of doing a home renovation? Here are seven things you need to know before hiring your contractor: 1. Get at least three references for the contractor you think you want to hire and thoroughly check all of them. 2. Ask for photos of previous jobs to ensure the workmanship. If you are asking for a specific job to be done, ask for photos of similar jobs so you know what you can expect. 3. ... Posted by Sean Kavanagh on June 2, 2009		More
Interest rates may be on the rise If you have been considering buying a house, refinancing to see if it you can save money by lowering your monthly payments, or are interested in taking some equity out to pay for some renovations, pay for some upcoming large purchases, or even just to use that money to go on that much needed vacation, then now is the time to consult a mortgage broker and find out whether now is the right time for you ... Posted by Sean Kavanagh on May 30, 2009		More
Many Losing their Property Virginity this Spring! First-time homebuyers are being lured into the real-estate market this spring by falling prices, lower interest rates, a large selection of homes to choose from and new government incentives. Century 21 Miller Real Estate has shown a drastic increase in the number of real estate transactions since the beginning of the year and much of that can be attributed to the number of first timers not wanting ... Posted by Sean Kavanagh on May 27, 2009		More
First Time Home Buyers – Be Prepared! If you have been following my blogs, you will know that a flood of buyers have come on the market hoping to take advantage of lower prices and record low interest rates. The mistake many new home buyers make is forgetting to calculate the additional cost associated with real estate purchases and sales. There are many things a first time home buyer should consider well before they start searching ... Posted by Sean Kavanagh on May 27, 2009		More
Hamilton Mountain Beauty priced to sell at $189,000!!! JUST REDUCED to $189,000 - 21 East 16th Street on the mountain in Hamilton Great family home located in a prime central mountain neighbourhood. This recently updated detached 3 bedroom, 2 bath, 2.5 storey beauty offers a separate dining room and living room, main floor den, with a large eat-in kitchen with walk-out to large deck and private backyard. Recently painted and updated. Up on the ... Posted by Sean Kavanagh on May 22, 2009		More
Sunday Open House –Alton Village Corner Lot Freehold Beauty! JUST REDUCED to $333,900 Open house at 4886 Verdi Street in Burlington on Sunday May 24th between 2:00pm and 4:00pm. Upscale Alton Village corner lot beauty with 1900 ft2 of living space. 3 bedroom + Den and 2.5 bathrooms. Oversized Master bedroom with ensuite including soaker tub, separate shower and large walk-in closet. Eat-in kitchen with walkout to the fenced in yard. Separate dining room, ... Posted by Sean Kavanagh on May 20, 2009		More
Interest Rate Watch – May 15, 2009 Term Rate 6 Months 4.25% 1 Year 2.90% 2 Years 2.85% 3 Years 3.05% 4 Years 3.59% 5 Years 3.59% 7 Years 4.95% 10 Years ... Posted by Sean Kavanagh on May 15, 2009		More
Burlington Real Estate Market Report – April 2009 Burlington, Ontario: The nice weather and the emergence of spring coupled with the effects of record low interest rates and low housing prices have renewed life back into Burlington real estate! Average prices are steadily rising and gradually catching up to the prices of last year. Average prices were $351,203 in April of 2008 compared to $345,400 in April 2009. This also represents a 2% increase ... Posted by Sean Kavanagh on May 14, 2009		More
Oakville Real Estate Market Report - April 2009 Oakville, Ontario: If you were ever looking for the right time to buy in Oakville, don't wait any longer as now is the time. With record low interest rates, large inventory of houses on the market and stabalizing prices, you might not want to miss out on the great opportunities to buy your Oakville dream property. Average housing prices in Oakville are gradually catching up to the prices of ... Posted by Sean Kavanagh on May 14, 2009		More
Let me top up your downpayment! Wanting to buy, but just don't have 5% for the downpayment, just ask your bank for a Cashback! Since the banks have got rid of 100% financing, there are now other alternatives to anyone who does not have a full cash downpayment. For a slightly higher interest rate (still extremely low), your bank is willing to top up your downpayment so you can reach the minimum 5% amount. Here are a few examples ... Posted by Sean Kavanagh on April 9, 2009		More
Open House - Alton Village Corner Lot Freehold Beauty! Open house at 4886 Verdi Street in Burlington on Saturday April 4th between 2:00pm and 4:00pm. Upscale Alton Village corner lot beauty with 1900 ft2 of living space. 3 bedroom + Den and 2.5 bathrooms. Oversized Master bedroom with ensuite including Jacuzzi tub, separate shower and large walk-in closet. Eat-in kitchen with walkout to the fenced in yard. Separate dining room, bedroom level laundry ... Posted by Sean Kavanagh on April 2, 2009		More
78 percent of first time buyers recognize the time is NOW! A new survey has found that 78 percent of potential first-time home buyers say that now is a good time to buy a home, despite widespread concern about the economy. Out of the 1,000 prospective first-time home buyers surveyed in early March for the CENTURY 21 First-Time Home Buyer Survey, 68 percent think now is a better time to buy than six months ago. Prices are the driving motivation for potential ... Posted by Sean Kavanagh on April 1, 2009		More
Open House this Sunday - Life is great on the mountain! 21 East 16th Street on Sunday April 5th between 2:00pm and 4:00pm. Great family home located in a prime central mountain neighbourhood. This recently updated detached 3 bedroom, 2 bath, 2.5 storey beauty offers a separate dining room and living room, main floor den, with a large eat-in kitchen with walk-out to large deck and private backyard. Recently painted and updated. Up on the mountain, ... Posted by Sean Kavanagh on April 1, 2009		More
Renters deciding it is time to jump on the property ladder First-time homebuyers are being lured into the real-estate market by falling prices, lower interest rates, more selection and new government tax credit incentives. Century 21 Miller Real Estate in Oakville, Ontario has reported that sales were up in February, after a terrible January, driven by more first-time buyers entering the market. Many renters are deciding to stop paying the landlord's mortgage ... Posted by Sean Kavanagh on March 31, 2009		More
Provincial Tax Grab Hits the Housing Industry With the housing industry struggling to recover, the provincial government has implemented a new tax plan to set the industry back yet again. Dalton McGuinty's government's plan to harmonize the 8-per-cent provincial sales tax with the 5-per-cent federal goods and services tax will add an extra financial burden on those interested in venturing into the housing market. The new blended sales tax will ... Posted by Sean Kavanagh on March 30, 2009		More

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