Recent Blog Posts by Jeff Gingerich

Does $2 A Litre Gas Affect Your Housing Choice?

Just finished reading a thought provoking book by Canadian economist Jeff Rubin called Why Your World Is About To Get A Whole Lot Smaller.  The book makes a number of predictions including $200/barrel oil, $2/litre gas in Canada($7/gallon in the U.S.), escalating food prices, and the return of some manufacturing jobs as shipping costs rise.  The book is well-researched and written ...

Recession Proof Your Housing

In my last post, we looked at the consequences of higher interest rates upon the renewal of your mortgage.  Here are 10 tips designed to protect you from becoming overextended financially in this event. 1.  Don't buy too much home.  Avoid the temptation to overspend based on what you qualify for.  Downsize your expectations and upgrade when you have more equity.  Remember ...

Lessons Learned From My Grandparents

My grandmother passed away last week at the golden age of 93 and with her went the last of her generation in my family.  Her passing rekindled many fond memories of youth.  I had the good fortune to spend a great deal of time with my grandparents as a child.  My grandparents' lives and attitudes were forever shaped by the Great Depression and World War 2.  They were ...

Wild Horses

There is an emerging trend for city folk to become town and country folk.  The reasons for this trend are many and varied.  For some, it comes down to price - more house and land for less money and lower property taxes.  For others, they want to escape - the houses that are too close together, the noise, traffic, air pollution, litter and crime.  Others see their ...

Earth Day "Who Am I?"

I am the basis of all wealth, the heritage of the wise, the thrifty and prudent. I am the poor person's joy and comfort, the rich person's prize, the right hand of capital, the silent partner of thousands of successful people. I am solace of the widow, the comfort of old age, the cornerstone of security against misfortune and want.  I am handed down through generations, as a possession of ...