| Recent Blog Posts by Jeff Gingerich | ||
The Occupational Hazards of a Realtor
As occupations go, a day in the life of a Kitchener Waterloo Realtor is generally pretty safe. However, while showing houses for sale on the weekend, I was amazed how many had no railings on the stairs to the basement. I personally know 2 Realtors who suffered serious injuries losing their balance on staircases. In one case, a lawsuit ensued and the Realtor ...
Posted by Jeff Gingerich
on April 11, 2011
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When Selling Your House, Should You Get 3 Opinions?
At the risk of sounding self-serving, the answer is no. While conventional wisdom suggests you have 3 agents in to price your home, there is a potential pitfall to this approach. It's human nature to want to get as much as possible when selling your home. Unfortunately, the simple act of having 3 Realtors in to price your home will often result in an inflated asking price. ...
Posted by Jeff Gingerich
on January 4, 2011
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So Why Do I Need Title Insurance?
This is a popular question from my first-time buyers. So what is title insurance? It's an insurance policy that protects residential property owners and their lender against losses related to the property's title or ownership. Likely the biggest reason to get title insurance is protection against title fraud. For a complete primer on title insurance in Ontario, visit ...
Posted by Jeff Gingerich
on July 12, 2010
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Paying the Bills
A recent headline in the Toronto Star read "Credit Card Defaults at Record Level". It indicated a record level of accounts being written off as uncollectable for 3 straight quarters.
So what does this have to do with real estate? Most real estate buyers will need a mortgage. As part of the approval process, the lenders will turn to a credit reporting agency to determine ...
Posted by Jeff Gingerich
on October 2, 2009
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