Recent Blog Posts by Jeff Gingerich

The Occupational Hazards of a Realtor

As occupations go, a day in the life of a Kitchener Waterloo Realtor is generally pretty safe.  However, while showing houses for sale on the weekend, I was amazed how many had no railings on the stairs to the basement.  I personally know 2 Realtors who suffered serious injuries losing their balance on staircases.  In one case, a lawsuit ensued and the Realtor ...

So Why Do I Need Title Insurance?

This is a popular question from my first-time buyers.  So what is title insurance?  It's an insurance policy that protects residential property owners and their lender against losses related to the property's title or ownership.  Likely the biggest reason to get title insurance is protection against title fraud.  For a complete primer on title insurance in Ontario, visit ...

What a Difference a Year Makes

Today's post deals with the challenges of buying a home in a seller's market.  First, let's look at a bit of recent history.  In November of 2008, fear and uncertainty were in the air.  Overextended sellers were anxious to unload their properties at a discount.  Buyers, following years of a seller's market, were finally in control.  Unfortunately for buyers, ...

But It's New, What Can Possibly Be Wrong With It?

I get asked this question often by buyers and sellers of new or newer homes.  Why should I spend $400 for a home inspection?  Isn't it covered by the Ontario Tarion warranty program?  My answer is always the same...spend the money.  It will give you peace of mind and may save you grief at resale time.  I recommend taking a home inspector along for your pre-delivery ...