Downpayment                                        5%                    10%                         20%

Amortization                                   25 Years                 25 Years                25 Years 

Interest Rate                                      3.25%                      3.25%                     3.25% 

Down Payment                               $13,450                     $26,900                   $53,800 

First Mortgage                                $255,550                    $242,100                $215,200 

Genworth Insurance                        $7028                        $4842                     $0 

 Total Mortgage Amt                       $262,578                   $246,942                  $215,200 

Monthly P & I                                    $1,277                        $1,201                    $1,046 

Property Taxes                                   $138                         $138                       $138

Total Monthly (PITH)                         $1,565                   $1,489                   $1,334

Min. Annual Income Req'd                 $58,677                  $55,826                    $50,039 

 Based on List Price of $269000   

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