Constantine Isslamow - Blog - Constantine Isslamow

Recent Blog Posts by Constantine Isslamow
Home Theater Systems Systems Are No Longer the Sole Domain of the Audiophiles To some, home is simply a big television, but a home theatre is really a combination of video and audio components that achieves a theatre-like experience. Many people view home theatre systems as a luxury. However, home theatre is not just for audiophiles anymore. There are many simple home theatre systems that are easy to set up. Home ... Posted by Constantine Isslamow on December 29, 2009		More
Kitchen Remodelling Remodel That Kitchen! How many times have you thought about remodelling your kitchen but talked yourself out of it because it just seemed like a lot of work? This may come as a surprise, but remodelling your kitchen brings great rewards. Rewards to the tune of 80-100% return on your investment! It can seem overwhelming to remodel your kitchen. There seem to be so many things to consider ... Posted by Constantine Isslamow on December 29, 2009		More
The Seven Don’t s of Mortgage Funding In the mortgage-funding process there is always concern on financing up to the day of closing. Buyers can inadvertently stumble, failing to keep their credit in good standing. In the excitement of purchasing their new home and with the additional things they know they will need to purchase (new furniture, draperies, artwork, lawn care equipment, etc.) they may prematurely make financial ... Posted by Constantine Isslamow on December 29, 2009		More
12 Tech Predictions for 2010 Joseph Ferrara of TheClozing.com, a real estate news aggregator site, predicts increased reliance on technology in the property industry in the coming year. He expects more brokerages to go mobile or virtual to lower costs in a weak market; and he believes agents will take advantage of mobile video text-messaging to send virtual tours and slideshows to clients and Facebook's "fan" feature to design ... Posted by Constantine Isslamow on December 23, 2009		More
Housing Activity to Strengthen in 2010 Housing starts have started to recover and are expected to continue to improve in the second half of 2009. Starts are expected to reach 141,900 for the year and will increase to 164,900 for 2010, according to Canada Mortgage and Housing Corporation’s (CMHC) fourth quarter Housing Market Outlook, Canada Edition* report. National Housing Outlook Key Housing Market Indicators ... Posted by Constantine Isslamow on December 22, 2009		More
CENTUM Core Mortgage Rates December 22, 2009 Effective December 22, 2009 GET THE MORTGAGE THAT MEETS YOUR NEEDS With unbiased advice, fast, flexible service, competitive rates, and access to many lending sources, I can make sure you get the mortgage that meets YOUR needs. Call me today and SAVE! Posted Rate % Best Rate % 1-year ... Posted by Constantine Isslamow on December 22, 2009		More
November 2009 Inflation Rate Canada's annual inflation rose 0.9 per cent in November up from 0.1 per cent in October. November is the second straight month increase, due mainly from higher gasoline prices. The increase is the fastest rate in eight months. Gas prices were 14.1% higher in the month compared to November 2008. Housing costs declined by 1.7% mainly from home heating costs and natural gas falling 29.7% and fuel oil ... Posted by Constantine Isslamow on December 18, 2009		More
Vacancy rate third-highest in Canada Apartment vacancy in Peterborough is reported to be the 3rd highest in Canada according to CMHC release of vacancies in Canada. The top five municipalities in Canada are: Windsor 13% Abbotsford, B.C. 6.1% Peterborough 6% Calgary 5.3% London 5% In the Peterborough market, we have seen all year the introduction of first time home buyers controlling the market place. With record ... Posted by Constantine Isslamow on December 17, 2009		More
Highlight from the 2009 NAR Profile of Home Buyers and Sellers Characteristics of Home Buyers Forty-seven percent of recent home buyers were first-time buyers. The typical first-time home buyer was 30 years old, while the typical repeat buyer was 48 years old. The 2008 median household income of buyers was $73,100. The median income was $61,600 among first-time buyers and $88,100 among repeat buyers. Twenty-one percent of recent home buyers were ... Posted by Constantine Isslamow on December 11, 2009		More
Should you switch to Windows® 7? According to the most recent REALTOR®.org Technology Report1, 63% of real estate professionals surveyed are still using Windows® XP and 31% are using Vista. That translates into a large number of potential users who are faced with the question, should I switch over to Windows® 7? ... Posted by Constantine Isslamow on December 10, 2009		More
No Change to Rates at Bank of Canada’s Meeting The Bank of Canada left its key lending rate at 0.25%…as pretty much the whole world expected. Not much changed from the Bank of Canada’s last announcement in October. In its statement today it said: “The target overnight rate can be expected to remain at its current level until the end of the second quarter of 2010.” “While significant fragilities ... Posted by Constantine Isslamow on December 9, 2009		More
Self-Employed? You Can Get a Mortgage You will need to present the following documents to a banker or other lender for the application of your new mortgage: Self-Employed • 2 years of Notice of Assessments • 2 years of T1 general tax return forms • 2 years' proof of business (your GST number and article of incorporation) Employed • Written employment letter from Human Resources stating salary or hour wage /minimum ... Posted by Constantine Isslamow on December 9, 2009		More
How’s Your Cash Flow? Six out of 10 working Canadians "would have trouble making ends meet" if they missed a week of pay. (Source: Advisor.ca) People living that close to the edge are probably not the world’s best candidates for mortgages. Mortgage payments aren’t optional, and bad things do happen (lost job, business slowdowns, disability, catastrophic medical expenses, lawsuits, divorces, disability, ... Posted by Constantine Isslamow on December 9, 2009		More
Housing starts hit 2009 high Housing starts hit their highest level this year in November, more proof that Canada's real-estate market has clawed out of recession. Starts rose slightly to 158,500 units, on a seasonally adjusted basis, up from 157,400 in October as single-home construction outweighed a drop in multiple home activity, Canada Mortgage and Housing Corp. said Tuesday. “The improvement in housing starts continued ... Posted by Constantine Isslamow on December 8, 2009		More
Peterborough Poverty Reduction Network Please click here for December's Newsletter for the Peterborough Poverty Reduction Network. It's Your Career - I'm Here To Support YOU! Constantine Isslamow Real Estate Broker/Mortgage Broker/Manager Century 21 United Realty Inc. Brokerage/CENTUM Core Financial Inc. Independently Owned and Operated Blog / Website / Follow Me / LinkedIn CENTUM Core Financial Inc. Brokerage License #: 10642 ... Posted by Constantine Isslamow on December 7, 2009		More
Bank of Canada To Hold Rate at 0.25% The Bank of Canada is widely expected to keep its hands off interest rates Tuesday, holding them at near zero and committing to do so until at least July, despite growing evidence the economy is kicking back to life. Fears of prolonged economic stagnation eased Friday with a report showing employers hired five times as many workers as expected. The data supported the Bank of Canada's view that economic ... Posted by Constantine Isslamow on December 7, 2009		More
November 2009 Unemplyment Rate Employment rose by 79,000 in November, bringing the unemployment rate down 0.1 percentage points to 8.5%. Despite November's gain, employment was 321,000 (-1.9%) below the peak of October 2008. Full-time employment increased by 39,000 in November, the third consecutive monthly increase. Part-time employment also rose in November (+40,000), following ... Posted by Constantine Isslamow on December 7, 2009		More
Shopping for a holiday tree? Under ideal conditions, a fresh cut tree can last up to two weeks in your home. Follow these tips for choosing and maintaining a fresh holiday tree: Buy from a reputable tree seller. Inspect fresh trees by lightly shaking them or pulling on the needles. A fresh tree should hold its needles and show no signs of browning. Make a fresh cut in the bottom of your tree when you get ... Posted by Constantine Isslamow on December 5, 2009		More
New Locks Go High Tech It's a familiar scenario. A family hits the road, headed to their vacation destination only to arrive and wonder: Did we lock the front door as we were leaving? No need to worry, thanks to two well-known lock companies that recently introduced innovative, high-tech door locks that allow homeowners to control access to their homes remotely. In September, Kwikset launched its remote access control ... Posted by Constantine Isslamow on December 5, 2009		More
Ecotourism: Promoting Responsible Travel Over the last decade or so, ecotourism has boomed. Defined as "responsible travel to natural areas that conserves the environment and improves the welfare of local people" by The International Ecotourism Society (TIES), ecotourism has been growing at a rate of 20 to 34 percent per year-and for good reason. Ecotourism allows you to visit some of the world's most beautiful-and remote-locations. ... Posted by Constantine Isslamow on December 5, 2009		More
Government of Canada Bonds With a slight drop in the long term benchmark, we should see 3 year and 5 year mortgage rates come down slightly. Bond Type October 28, 2009 November 12, 2009 November 25, 2009 1 year Treasury Bill 0.60% 0.54% 0.48% 3 year Benchmark Bond Yield 1.90% 1.87% 1.62% 5 year Benchmark Bond Yield 2.70% 2.70% ... Posted by Constantine Isslamow on December 2, 2009		More
Residential Mortgage Market in Canada As a member of the Canadian Association of Accredited Mortgage Professionals, I am please to share with you the December issue of CAAMP Stats. This attachment is its fall annual report on the state of the residential mortgage market in Canada. To read the report please click here . It's Your Career - I'm Here To Support YOU! Constantine Isslamow Real Estate Broker/Mortgage Broker/Manager ... Posted by Constantine Isslamow on December 2, 2009		More

Your Account

Selected Language:

English

Français

中文

Disclaimers & Copyright

Century 21 Canada Limited Partnership is a real estate franchise company represented by brokers and sales representatives offering homes for sale throughout Canada. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither broker(s), sales representative(s), Century 21 Canada Limited Partnership nor WhereToLive.com, Inc. shall be responsible for any typographical errors, misinformation or misprints, and shall be held totally harmless. ® TM Registered trademarks of Century 21 Real Estate LLC used under license. Each office is independently owned and operated. ® TM Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Inc. and Century 21 Canada Limited Partnership. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.

This site is optimized for touch-enabled devices.