Recent Blog Posts by Constantine Isslamow

S&P/TSX composite index at its highest point of the year

The S&P/TSX composite index has started the week Monday at its highest point of the year, up 66 points at opening bell. The benchmark is now up 19 per cent for the year and 41 per cent from the March 9th low. I hope you find this information useful.  Thanks for stopping by. Constantine Isslamow Broker/Manager

Loonie trading at its highest level since October 2008

The Canadian dollar has been trading at its highest level since October 2008. It was trading at 92.76 cents (U.S.) early Monday morning. I hope you find this information useful.  Thanks for stopping by. Constantine Isslamow Broker/Manager

Are You Financially Ready to Buy a Home?

If you're like most Canadians, your home is probably the most important investment you will ever make. But how do you know if you are financially ready for all the responsibilities that come with homeownership? To help you avoid any unpleasant surprises, Canada Mortgage and Housing Corporation (CMHC) offers the following tips on how to assess your current financial situation, calculate your monthly ...

Renovation Research

A survey on renovation and home purchases by the Canadian Mortgage and Housing Corporation that included ten major cities found 1.7 million households completed renovations costing a total of $21.3 billion during 2008. Renovations came to an average of $12,600 per home. More than half of the renovations were undertaken in order to update, add value, or prepare to sell the home.  Top Renovations ...

First Time Buyers

According to a recent survey by CMHC, almost half (49%) of people planning to buy a home in 2009 are first-time buyers compared to a little over third (36%) of buyers in 2008.  This illustrates a significant emergence of first-time buyers who can take advantage of the First-Time Home Buyer Tax Credit in the Economic Action Plan. The study found most first-time buyers fall between the ages of 25 ...

City of Peterborough 2009 Final Tax Rates

Tax rates multiplied by current value assessment equals tax on assessment. Property Class/Subclass (C1) Municipal Tax Rate (C2) Education Tax Rate (C3) Total Tax Rate (C4) Residential RTEP, RTES, RTFP, RTFS, NTEP, NTES  1.2128320% 0.2520000% 1.4648320% Multi-Residential MTFP, MTFS, MTEP, MTES 2.4391260% 0.2520000% ...

Recession Over This Quarter

Canada's central bank predicted Thursday that the economy would expand this quarter, suggesting the economic contraction lasted for about nine months, considerably shorter than the previous two recessions in the early 1990s and the early 1980s. I hope you find this information useful.  Thanks for stopping by. Constantine Isslamow Broker/Manager

Bank of Canada interest rate remains at 0.25 per cent

No surprise with The Bank of Canada rate today as they have left its key overnight interest rate at 0.25%. I hope you find this information useful.  Thanks for stopping by. Constantine Isslamow Broker/Manager

CENTUM CORE MORTGAGE RATES EFFECTIVE JULY 20, 2009

Effective July 20, 2009  GET THE MORTGAGE THAT MEETS YOUR NEEDS With unbiased advice, fast, flexible service, competitive rates, and access to many lending sources, I can make sure you get the mortgage that meets YOUR needs.  Call me today and SAVE!           Posted Rate % Best Rate % 1-year           ...

Average House Prices by City

Average House Prices by City May 2009 May 2008 May 2007 Yellowknife $337,577 $331,939 $316,443 Vancouver $583,674 $624,639 $591,722 Victoria $482,119 $514,100 $560,574 Edmonton $326,332 $340,499 $357,839 Calgary $382,632 $418,881 $429,298 ...

Average House Prices by Province

Average House Prices by Province May 2009 May 2008 May 2007 National $319,757 $318,761 $314,258 Yukon $309,039 $304,871 $258,731 Northwest Territories $337,577 $331,939 $316,443 British Columbia $465,139 $477,448 $454,962 Alberta $339,296 ...

Inflation rate falls to below zero in June, first time since 1994

Canada's annual inflation rate slid below zero in June, falling to minus 0.3 per cent from 0.1 per cent in May. It's the first time the rate fell to below zero since 1994. I hope you find this information useful.  Thanks for stopping by. Constantine Isslamow Broker/Manager

MLS ® Statistic Report Residential(single family) Activity by Area

     2009 Listings Sales Sales/Listings Ratio Average Sale Price Area Month YTD Month YTD Month YTD Month 12 Month 1UHTS,1NORT,1CENT,1SOUT 36 202 29 138 81% 68% $224,510 $217,199 2NORT,2CENT,2SOUT 48 267 ...

June jobless rate rises to 8.6 percent

Canada's unemployment rate rose to 8.6 per cent in June from 8.4 per cent the previous month. The economy sheds 7,400 jobs during June. I hope you find this information useful.  Thanks for stopping by. Constantine Isslamow Broker/Manager

Real Estate Update

  Peterborough and The Kawarthas Number of Units Sold by Price, Average Days on Market and Sale to List% January 1, 2009 - June 30, 2009 Price Units Sold Average Days Sale to List % <30,000 0 0 0 30000-39999 1 98 80 40000-49999 2 68 76 50000-59999 0 0 ...

Quarterly Report

  April 1, 2009 through June 30, 2009 Price Range Current # of Listings Avg # of Sales Per Month Selling Price % of List Price Ave Days on Market Remaining # Months Inventory $<145,000 16 5 96 55 3.2 $145-185 54 29 97 47 1.9 $185-225 56 39 98 ...

June 2009 Real Estate Trend Indicator City of Peterborough

  SUB-DISTRICT 1-5 SINGLE FAMILY HOMES Residential Unit Sales Number of Bedrooms Active Listings Price Class 2 or Less 3 4 or More Price Class 2 or Less 3 4 or More Under $100,000 0 0 0 Under $100,000 2 0 0 $100,000 - 149,999 2 5 1 $100,000 ...

US Marking Showing Recovery.

There seems to be good news coming out of the States for our fellow REALTORS. Although in a few recent interviews with Federal Chairman Bernanke it was revealed that the economy would probably start to slowly recover in 2010, NAR has reported a projected sales volume of 4.68 million transactions for 2009. So what does that mean? Well, that's only slightly down from 2008 (which had a volume of 4.9 ...

Stats

  Bank of Canada Interest Rate April 21, 2009 0.25%* June 4, 2009 0.25% July 21, 2009 Next meeting date Source: Bank of Canada * Bank of Canada indicated it would keep interest rate at this level until June 2010 Bank Prime Lending Rate April 22, 2009 2.25% ...