Carol Ireland - Blog - Carol Ireland

Recent Blog Posts by Carol Ireland
Town of Wasaga Beach Street Index Are you looking to buy a home in Wasaga Beach! Click here to see active properties on the market. Street Name Town 10th Street South Wasaga Beach 12th Street North Wasaga Beach 12th Street South Wasaga Beach 13th Street North Wasaga Beach 13th Street South Wasaga Beach 14th Street North Wasaga Beach 14th Street South Wasaga ... Posted by Carol Ireland on April 25, 2012		More
Area Real Estate Activity Up in First Quarter MLS® sales activity reported through the Georgian Triangle Association of REALTORS® (which includes the municipalities of Collingwood, Wasaga Beach, Clearview, Blue Mountains, Grey Highlands and Meaford) posted a healthy gain of 16% for the 1st quarter of 2012 with 403 properties changing hands in the first three months of the year versus 347 in the 1st quarter of 2011. Overall, 1st quarter ... Posted by Carol Ireland on April 5, 2012		More
Simcoe County School Bus Zones I found this great website and thought I would share it with everyone. Whether you are new to the area or just curious what the zones are. This site makes it easy to find out which buses are running cancelled or experiencing some interuptions in extreme weather conditions. The West Zones includes: Collingwood, Stayner and Wasaga Beach West Weather Zone Elementary Schools – Simcoe County ... Posted by Carol Ireland on January 27, 2012		More
HST and Real Estate These videos highlight the fact that there is no HST on the purchase price of resale homes. Sales tax did not apply to the purchase price of resale homes under the previous PST, and it does not apply under the HST. For new housing, additional tax only applies to the portion of the price above $400,000. The Minister of Revenue Sophia Aggelonitis partners with the President ... Posted by Carol Ireland on March 22, 2011		More
The Role of the REALTOR® Listed here are 136 typical actions, research steps, procedures, processes and review stages in a successful residential real estate transaction that are normally provided in return for their sales commission. Depending on the transaction, some may take minutes, hours, or even days to complete, while some may not be needed. More importantly, they reflect the level of skill, knowledge and attention ... Posted by Carol Ireland on November 22, 2010		More
REALTOR® Services Maybe you're buying a home for the first time. Or maybe you're selling your old home to move up to something new. Whatever the reason, the buying and selling of a home is a big event. It's an intricate process involving many specialists. One of these specialists is a REALTOR®, whose job it is to make the transfer of property as easy as possible. But not all licensed or registered Brokers ... Posted by Carol Ireland on November 11, 2010		More
Most Ontarians confused about HST and resale homes 56% mistakenly believe HST applies to purchase price Toronto, Ontario, October 27, 2010 – An Ipsos Reid survey commissioned by the Ontario Real Estate Association (OREA) and released today reveals that fully 56 percent of Ontarians mistakenly believe that the new Harmonized Sales Tax (HST) applies to the full purchase price of a resale home. In fact the HST is only levied on the various ... Posted by Carol Ireland on October 27, 2010		More
Buyer agency - a better way to go Recently there have been some dramatic changes in Real Estate Sales in Ontario. In the past, real estate agents were bound by law to represent the real estate - meaning it was our job to sell it to you. But today, with buyer agency contracts, those roles have shifted decidely in the buyer's favour. With a buyer agency contract the real estate professional is now bound by law to represent the buyer's ... Posted by Carol Ireland on September 11, 2010		More
Down Payment Assistance Canada-Ontario Affordable Housing Program's Homeownership Program The purpose of the Homeownership Component of the Canada-Ontario Affordable Housing Program (AHP) is to provide down payment assistance in the form of a forgivable loan to eligible individuals and families for the purchase of a home. The County of Simcoe has committed to delivering the Homeownership Program for a ... Posted by Carol Ireland on September 7, 2010		More
Choosing the right mortgage (NC)—Mortgage options can be confusing for first time home buyers. Choosing what's right for you depends on a number of factors, including your comfort with interest rate risk and when you plan to sell your home. “First time home buyers should sit down with a professional and ensure they know exactly what each mortgage option means to them,” says Chris Wisniewski, Associate Vice ... Posted by Carol Ireland on May 12, 2010		More
Advice for home buyers (NC)—With spring home buying season in full bloom, Chris Wisniewski, Group Product Manager, Real Estate Secured Lending, TD Canada Trust, offers this list of things Canadians, especially first time buyers, should consider when purchasing a home. “The Big Things” • Consider a larger down payment – a 10% or greater down payment will make a big difference to ... Posted by Carol Ireland on March 30, 2010		More
Buying A New Home Gets A Little Tougher! OTTAWA — New federal measures meant to cool the red-hot housing market will make it more difficult for homebuyers to qualify for government-backed mortgages, Finance Minister Jim Flaherty acknowledged this morning. Some buyers will have to settle for less expensive houses or a bigger mortgage as a result of the rule changes brought in by the Conservatives. To give the financial industry time ... Posted by Carol Ireland on February 16, 2010		More
New Year brings tax breaks and tax changes Tax Brackets, Credits Higher The taxable income thresholds in all four federal tax brackets were increased by 2.5 per cent in 2009 to mirror changes in the consumer-price index (CPI). All indexed non-refundable tax credits also increased by 2.5 per cent in 2009 in order to reflect the CPI adjustment. Increases in the thresholds for the lower and middle-income tax brackets will positively affect ... Posted by Carol Ireland on December 29, 2009		More
Buying your first home (NC)—There's nothing quite like owning your own home – getting to know your neighbours, decorating your home and creating a place that you can call your own. But owning a home is not quite as simple as finding the right home in the right neighbourhood; your financial situation can be an important factor in the type of home you can afford. For example, you will need to determine how much ... Posted by Carol Ireland on October 29, 2009		More
REALTOR® Services Maybe you're buying a home for the first time. Or maybe you're selling your old home to move up to something new. Whatever the reason, the buying and selling of a home is a big event. It's an intricate process involving many specialists. One of these specialists is a REALTOR®, whose job it is to make the transfer of property as easy as possible. But not ... Posted by Carol Ireland on October 15, 2009		More
MLS® home sales grow stronger in the third quarter OTTAWA – October 15th, 2009 – National resale housing activity climbed to the highest level of any third quarter on record. Actual (not seasonally adjusted) home sales via the Multiple Listing Service® (MLS®) Systems of Canadian real estate boards totalled 135,182 units in the third quarter of 2009, according to statistics released by The Canadian Real Estate Association (CREA). ... Posted by Carol Ireland on October 15, 2009		More
Downpayment Assistance Canada-Ontario Affordable Housing Program's Homeownership Program The purpose of the Homeownership Component of the Canada-Ontario Affordable Housing Program (AHP) is to provide down payment assistance in the form of a forgivable loan to eligible individuals and families for the purchase of a home. All homes purchased must be new homes or conversions from non-residential use that have not previously ... Posted by Carol Ireland on September 1, 2009		More
It's Coming Back!!!!!! Canada-Ontario Affordable Housing Program's Homeownership Program Recently, the Ministry of Municipal Affairs and Housing announced a new wave of funding for the Canada-Ontario Affordable Homeownership Program. Program guidelines and application forms are coming soon....so please continue to check my website for further updates. Posted by Carol Ireland on August 20, 2009		More
Coming Soon - Affordable Housing Program We understand this program to assist first time home buyers with a grant for their down payment, is coming back this month or the next. Details to follow. It is our understanding the same eligibility requirements will continue. We estimate the qualifications as noted below: * household income less than $62,800 * assets can not exceed $20,00 * be a first time home buyer ... Posted by Carol Ireland on August 17, 2009		More
Affordable Housing Program Do you Know Someone who is throwing money away on Rent, because they can't afford a Down Payment? Contact Carol Ireland at 1-888-429-2121 for the full details. Here are just a few of the facts: HOME OWNERSHIP PROGRAM FACT SHEET The Federal and Provincial governments have provided the County of Simcoe with $1.2 million funding to provide down payment assistance to a minimum of 138 ... Posted by Carol Ireland on March 28, 2009		More

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