| Recent Blog Posts by Cam Gray | ||
8 Initial Steps to Get Your Best Buying DealWant to make sure you get the best home for you?
Here are 8 steps to help you get the best deal on your next home purchase:
1. Have your lender of mortgage agent pull your credit score. You will need a minimum Credit (Beacon Score) of 650 for most mortgage options. Do this early because if you find mistakes, you'll need time to correct the record before you apply for financing.
2. Get pre-approved ...
Posted by Cam Gray
on September 28, 2010
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6 Ways to Buy Smart with Cam Gray1. Helping you understand the mortgage and pre-qualifying process is foremost in helping you to make smart buying decisions. You now know the price range to look in and that a condition of mortgage in an Offer to Purchase will require both the lender approving you as a buyer and approving the home.
Too often, buyer's will remove their mortgage condition on personally being approved, only to discover ...
Posted by Cam Gray
on July 13, 2010
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Selling Smart with Cam's 11-Step Selling SystemThere is more to smart selling than advertising. There are 11 areas where my services will be most beneficial to you
I can help you stage your house for showing which will make it more attractive to potential buyers. This is important because buyers buy with their emotions and their eyes – and we don’t get a second chance to make a good first impression. We will go through ...
Posted by Cam Gray
on July 13, 2010
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What does my lawyer do when I buy a house?I just bought a house. What's my lawyer's role?
It's a common question. So we asked David Hurren, an experienced real estate lawyer in Niagara. What follows is a basic run-down of his response.
Once conditions in an offer to purchase are removed, David's law office makes it a practice to call the buyer to obtain biographical and contact information. The buyer is also asked for mortgage and insurance ...
Posted by Cam Gray
on June 10, 2009
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Lien on Me… and Then SomeCould that be a tagline for Title Insurance?
Whether you buy a home or already own one, title Insurance can protect you against risks that threaten your title for as long as you own the property, and all for a one time fee of around $300.
Much of a Title Insurance Policy itemizes what's covered, what's not covered, limitations and conditions, as well as exceptions to coverage. Coverage starts on ...
Posted by Cam Gray
on June 10, 2009
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10 Things to Take the Stress Out of Homebuying1. Find a real estate agent that's compassionate and carring. Homebuying is not only a big financial commitment, but also an emotional one. It's critical that the agent you chose is both skilled and a good fit with your personality.
2. Remember, there's no "right" time to buy, any more than there's a right time to sell. If you find a home now, don't try to second-guess the interest rates or the housing ...
Posted by Cam Gray
on June 10, 2009
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